Insurance
Getting a mortgage is only half the story. We want to make sure that come what may, you can still afford to meet your mortgage repayments over the next 25 years or so.
How would you meet your mortgage repayments or look after your family if you or your spouse were to lose an income via ill health? Could you really afford to go down to one income and meet the cost of living? Would you want to?
Would you be able to fund expensive, non-publicly funded medical treatment to improve your quality of life? Or would you be left at the mercy of public waiting lists for things that could be covered or perhaps crowd funding or selling your new home to cover life-saving medication for you or your loved ones?
Let’s help insure you
Putting a robust plan in place to replace your income if you can’t work due to illness or injury (remember ACC will only cover up to 80% of your pre-disability income if it’s an accident – can you afford to take a 20%+ pay cut?) or having the cost of your medical treatment covered could be the difference between you keeping your home, having quality of life or living above the breadline.
Talk to us about how we can help out with a cost effective ‘Plan B’ to suit your needs and budget and how we can help you protect your most important asset – your good health and the ability to generate an income for yourself and your loved ones.
To discuss your personal risk needs book an appointment below.